LIFE Mission Kerala: All you need to know

[] The Kerala CM handed over 12,067 LIFE mission houses to beneficiaries under the ‘LIFE Mission’ scheme. Under the LIFE mission Kerala, the government provides financial assistance and LIFE mission house options to people from the economically weaker sections and low income groups

In order to provide quality housing options to the underprivileged sections of society, the Kerala government has unveiled a Livelihood Inclusion and Financial Empowerment (LIFE) programme. This LIFE mission project, which is in its third phase, has so far constructed over 1.5 lakh homes across the state. Around 52,000 LIFE mission houses were constructed in Phase-I, while 78,432 LIFE mission houses were constructed in Phase-II. On September 24, 2020, Kerala chief minister Pinarayi Vijayan inaugurated the construction work of 29 housing complexes, which will house over 1,285 families. According to the CM, a total of 1.35 lakh beneficiaries have been identified in the third phase of the LIFE mission project.

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According to the government portal, Thiruvanthapuram district is at the top when it comes to the implementation of the LIFE housing scheme Kerala, as around 18,000 units were constructed here under the LIFE Mission. The LIFE mission Kerala amount is expected to reach around Rs 4,000 crores, which will be funded by the World Bank and Japanese institutions. A sizeable amount of donations towards LIFE mission Kerala amount are also expected from philanthropic societies in the Middle-East.

What is LIFE Mission Kerala?

The LIFE Mission house plan is part of government housing schemes in Kerala to provide shelter to landless and homeless people in Kerala. The target is to build 4.3 lakh LIFE mission homes in five years. Under the LIFE mission project, housing complexes will be built with all modern amenities and provisions will be made for the beneficiaries, to pursue their livelihoods. A number of social services, such as primary healthcare, geriatric support and skill development, will be offered as part of the LIFE mission project for enhancing inclusivity.

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The objective of this LIFE housing scheme Kerala, is to provide safe and decent housing options to the deprived people in Kerala within the next five years and also to enable them to self-employ and earn a living, to participate decently in social processes and to benefit from all social welfare schemes, including financial services. The LIFE housing scheme Kerala covers people staying in outlying, coastal or plantation areas and temporary housing. The LIFE housing scheme Kerala will be implemented in conjunction with the housing schemes being implemented by various departments.

LIFE Mission: Progress

You can check the LIFE mission progress report on completed houses as updated on February 9, 2022 on

LIFE Progress report


LIFE Mission: Who are the beneficiaries?

Around one lakh eligible LIFE mission Kerala beneficiaries have been identified under Phase-II of the mission and around 81% of the homes have been constructed, for people who are homeless but have land. To be eligible for the LIFE mission Kerala, the applicant must meet one of the following criteria:

  • Landless or homeless.
  • Not been able to complete the house construction and have no other home.
  • Has a temporary home in costal, plantation or exotic areas.

LIFE Mission: Beneficiary priority criteria

LIFE mission beneficiaries will be selected on following priority criteria:

  • Mentally / physically challenged
  • Poor
  • Heterosexuals
  • People with serious/fatal illness
  • Unmarried mothers
  • Unemployed due to illness / accident
  • Widows

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LIFE Mission: Eligibility for beneficiaries

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Following is the key eligibility criteria for the LIFE mission beneficiaries:

  • People working in the government sector are not eligible to apply.
  • Annual income of the applicant should not exceed Rs three lakhs per year.
  • Only residents of Kerala can apply for the scheme.
  • Applicants who do not own any land can apply.
  • Homeless families who have a ration card are eligible for the scheme.

LIFE mission Kerala: How to apply?

You can apply for the LIFE mission scheme online and offline. Follow this procedure, to apply online:

LIFE Mission Kerala

Step 2: Fill your name and mobile number in the LIFE mission registration form.

LIFE housing scheme

Step 3: Generate the OTP and verify your contact details to carry on with the registration process of the LIFE mission scheme.

Step 4: Fill the registration form for the LIFE mission scheme and submit the details.

To apply offline for the LIFE mission scheme, visit the nearest Akshaya Kendra and fill the registration form and submit it.

LIFE mission Kerala: What is the process of shortlisting the beneficiary?

There are three steps to shortlist beneficiaries for the LIFE Housing Scheme:

Step 1: The social and economic caste survey conducted by the central government in 2011 is referred, to identify the LIFE mission house beneficiary.

Step 2: The field-level officers will visit the identified LIFE mission house beneficiaries for verification. The documents and details will be recorded and submitted to local self-government institutions.

Step 3: The final list of selected LIFE mission house beneficiaries will be published at local panchayat/district level office.

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LIFE Mission Kerala: Insurance cover

The Kerala government has announced insurance cover for the houses built under the LIFE Mission project. Each LIFE mission house plan details built under the scheme will have insurance cover of Rs 4 lakh for a period of three years, for which the premium will be paid by the state government. After this period, the owner would have to bear the expenses for the premium.

LIFE Mission Kerala: Latest update

Sep 20, 2021

LIFE Mission scheme: 12,067 houses handed over

Over 12,067 LIFE mission houses that were constructed under the ‘LIFE Mission Scheme’ were handed over by Kerala chief minister Pinarayi Vijayan on September 18, 2021 to beneficiaries across the state. Among these, 7,832 LIFE mission Kerala houses are for homeless people from general communities, 3,964 LIFE mission houses for beneficiaries of SC/ST communities and 271 LIFE mission houses for homeless people from fishermen communities. “As part of the 100-day LIFE mission Kerala programme of the state government, we have constructed 12,067 LIFE mission houses. Out of this 10,058 come under the LIFE Mission and other schemes of local self-government bodies in the state, while 2,009 houses come under the PMAY urban project,” Vijayan said. He added that five lakh LIFE mission houses will be constructed in the next five years. Presently, 2,207 LIFE mission houses under 36 housing complexes are under construction and the construction of 17 other complexes will start soon. In 2021, approximately 88,000 more LIFE mission houses are aimed to be completed under this mission.

Contact details of LIFE Mission Kerala

LIFE Mission,

2nd Floor, PTC Tower,

SS Kovil Road, Thampanoor,

Thiruvananthapuram 695001

Phone: 0471 2335524



What is LIFE Mission in Kerala?

LIFE Mission stands for Livelihood Inclusion and Financial Empowerment.

Who is eligible to apply for LIFE mission house schemes?

Anyone who is homeless, landless and earns less than Rs 3 lakhs annually, can apply for homes under the LIFE Mission.

Can I apply online for LIFE mission house ?

Yes, applicants can send their application online to participate in the LIFE mission house scheme.

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Category: Lifestyle

Debora Berti

Università degli Studi di Firenze, IT

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