Must Knows

SBI debit card: Types, eligibility, benefits, tips and how to block a card

[ecis2016.org] SBI offers numerous types of debit cards such as domestic, international and co-branded. Here is a brief overview of SBI ATM cards

State Bank of India offers several types of debit cards to its customers. The benefits of each debit card vary, as do the transaction and withdrawal limits. You also get rewards with SBI’s debit card loyalty program, when you shop with the card.

You are reading: SBI debit card: Types, eligibility, benefits, tips and how to block a card

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SBI debit card: Types

SBI offers numerous types of debit cards such as domestic, international and co-branded. You can pick one, based on your spending needs. 

Name of the SBI debit card SBI debit card daily cash limit Key features of the SBI debit card
SBI Global International Debit Card Domestic: Between Rs 100 and Rs 40,000

International: Varies from ATM to ATM

  • International transactions are possible with this card.
  • Earn 2,000 bonus points on your first three debit card purchases.
  • In birthday month, reward points are doubled.
SBI Gold International Debit Card Domestic: Rs 100 – Rs 50,000

International: Rs 50,000 maximum foreign currency equivalent

  • International transactions are possible with this card.
  • Earn 2000 bonus points on your first three debit card purchases.
  • In birthday month, reward points are doubled.
SBI Platinum International Debit Card Domestic: Rs 100 – Rs 1,00,000

International: No such limit

  • International transactions are possible with this card.
  • Earn 2000 bonus points on your first three debit card purchases.
  • In birthday month, reward points are doubled.
  • Access to airport lounges for free.
SBI Mumbai Metro Combo Debit Card Domestic: Rs 100 – Rs 40,000
  • Serves as an access card for Mumbai’s metro rail system.
  • You will receive 2000 bonus points on your first three transactions.
  • In the month of your birthday, you get double reward points.
SBI My Card International Debit Card Domestic: Rs 100 – Rs 40,000

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International: Rs 75,000 maximum equivalent in foreign currency

  • Card images can be customised according to the preferences of the customer.
  • It is accepted at over 30 million merchant outlets worldwide, including six lakh outlets in India.
SBI IOCL Co-Branded Contactless RuPay Debit Card (Global and Platinum) Domestic: Rs 100 – Rs 40,000

International: A maximum of Rs 50,000 in foreign currency equivalent

  • Spend Rs 200 on fuel at IOCL petrol pumps and earn 6 reward points.
  • On each Rs 200 spent at any POS/E-com other than IOCL, earn 2 reward points. Each reward point is equal to Rs 0.25.

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SBI debit card eligibility criteria

In order to apply for an SBI debit card, a customer must have an SBI savings or current account. Depending on your relationship with the bank, your bank may issue you a debit card based on a range of factors, such as your minimum account balance, account type and account balance.

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SBI debit card: Benefits of holding a debit card

Every Rs 200 that you spend on shopping, dining, fuel, travel bookings, or online spending via SBI debit card, earns you one reward point. There are also bonus points based on what you purchase. If you make your first transaction, you will earn 50 points and if you make your third transaction, you will earn 100 points.

  • A vast network of ATMs is available for SBI debit cards. There are more than 43,000 ATMs. It makes it easier to access banking accounts and perform financial transactions without charge. All ATMs of the State Bank Group and those of its associate banks (i.e., State Bank of Bikaner & Jaipur, State Bank of Patiala, State Bank of Hyderabad, etc.) are covered by this facility.
  • In addition to withdrawing cash, the customers can use SBI debit cards for making payments and requesting credit instruments. Term deposits can also be opened at SBI ATMs using credit cards.
  • The State Bank of India debit cards provide security for online transactions through ‘3D Secure’, a secure service introduced by the State Bank Group in collaboration with Visa and MasterCard.

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Tips for using your State Bank debit card

  • Regularly monitoring debit card usage is important for users.
  • According to SBI, the user must check SMS after each transaction to confirm the amount.
  • After ATM transactions, receipts need to be disposed of securely.
  • Card details should never be shared with anyone.
  • There are usually limits on debit card purchases per day. Debit cards cannot be used to make large purchases, so users may be unable to do so.

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SBI debit card: How to block a card?

An account holder should block their debit card immediately if it has been stolen or misplaced. Below mentioned are the methods and steps to block an SBI debit card:

SBI Toll-Free Number

If you have a registered mobile number, you can call SBI’s toll-free Number 1800 180 1290 or SMS BLOCK XXXX to 5676791. Alternatively, you can block your SBI debit card via SBI Net Banking or Mobile App.

SMS

From your registered mobile number, send ‘BLOCK*space>XXXX’ to 567676 to block your SBI ATM card.

XXXX stands for the last 4-digits of your card number. After your request is accepted, you will receive a confirmation SMS with the relevant details like ticket number, date and time of blocking the debit card.

Net banking

You can access your net banking account by visiting the bank’s official website. After logging into the bank’s net banking portal, go to the ‘e-Services’ tab. Navigate to ‘ATM Card Services>Block ATM Card’ and follow the instructions. This will enable the ATM card to be blacklisted.

FAQ

Is it possible to get a SBI debit card online?

It is possible to apply for a SBI debit card online through net banking.

What types of debit cards does SBI offer?

For domestic and international transactions, SBI offers more than six different types of debit cards.

How does SBI’s My Card work?

In order to let customers express their unique personalities and styles, SBI My Card has been specifically designed. In the gallery, customers can select from a wide range of images to personalise their contactless debit cards.

With my SBI debit card, can I earn rewards?

When you use your SBI debit card, you get rewarded. The bank’s website describes how to redeem these points. Further information about redeeming debit card points can also be obtained from customer service.

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Category: Must Knows

Debora Berti

Università degli Studi di Firenze, IT

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