10 cheapest areas to live in Mumbai

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The housing market in Mumbai is among the most costly in the world – more pricey than that in Tokyo or New York. Finding an inexpensive place to stay in a city like Mumbai is one of the most challenging aspects of relocating there. Are you looking for the best place to live in Mumbai for a middle-class family? 

When deciding where to reside, local transportation, schools, universities, healthcare facilities, shopping malls and other amenities are critical considerations. It will assist you in deciding on the best and most affordable neighbourhoods, as well as the services and amenities offered at each of these sites. 

Take a deep breath and continue reading to learn more about affordable and cheap places to live in Mumbai. 

10 best places to live in Mumbai for middle-class family

1. Goregaon 

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Goregaon, located on the Western line, was formerly restricted to a few residential complexes. Still, the situation has changed, and the neighbourhood is booming as various developers use the benefits the region offers. The primary reason for Goregaon’s expansion is that other areas, like the Bandra – Andheri belt, are out of reach for many people who cannot afford to live elsewhere. Due to the lower property costs, developers are constructing large township projects and smaller complexes that will provide high-quality housing with facilities to the middle-class in the long run. 

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2. Ghatkopar 

Located in the middle of a calm and peaceful neighbourhood, Ghatkopar has a mix of older and newer residential structures. The Andheri-Ghatkopar metro provides direct access to the western suburbs, making this area strategically significant. Thanks to the high-speed connectivity, the commuting journey, which used to take 70 minutes, now takes 20 minutes. The area’s proximity to the eastern freeway and the Sion-Panvel Expressway makes it easily accessible to the south and north. Ghatkopar is believed to be one of the most affordable and cheapest areas in Mumbai if you are looking for rental options for a studio, 1bhk or 2bhk apartment.   

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3. Thane 

Thane is one of the emerging, well-developed residential districts experiencing several changes daily. It is home to well-regarded schools, retail malls, hospitals, entertainment establishments and other facilities. Thane is well-connected to the rest of the city because of public transportation, including buses, trains and the metro system. The place is also well-known for being the home of many gorgeous and exciting attractions that you may visit during your spare time.

4. Vikhroli 

The high-quality social infrastructure, such as banks, schools, universities, amusement parks, and commercial companies, has earned Vikhroli the “Real Estate Sector of the Year.” Owing to its convenient location, it is one of the most affordable neighbourhoods in Mumbai. Vikhroli is well-connected by road and rail. The Lal Bahadur Shastri Road, Agra Road and Eastern Express Highway are the major thoroughfares linking Vikhroli to the city. Demand for residential developments in Vikhroli is increasing due to the availability of amenities such as fully equipped gyms, gardens, shopping malls and fine dining restaurants.

5. Airoli

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Airoli is a well-known residential and business area in Mumbai. It is well-connected with Thane through the Kalwa bridge and Mulund-Airoli bridge, making it possible to get from one location to another quickly. Airoli is a popular residential neighbourhood for middle-class families and students since you can rent or purchase a property for a meagre price in this region. Another advantage of this location is that it is a centre for educational opportunities, and it is accessible to all of the essentials of contemporary living.

6. Chembur

Chembur is a desirable place to live, thanks to its excellent transportation links, plenty of work opportunities, social infrastructure, and industrial hubs. Chembur is around 15 miles from the nearest airport and 6 miles from the closest train station Chembur. Chembur’s connectedness is one of the primary reasons people move here. Chembur has several notable attractions, including the Dr. Ambedkar Garden, the Tata Institute of Social Science, and the Diamond Garden. Chembur is regarded as an IT and software powerhouse and it also houses RK studios which is a popular destination for Bollywood fans.

7. Powai

Powai is bordered by the hills of the Vikhroli Parksite region and is on the shores of Powai Lake. There are many well-known educational institutions and corporations in this region, it is the proper place for students and office workers. Upon sunset, the Powai Nirvana Lake offers an incredible view of the mountains around the lake, and the lake itself is awe-inspiring to gaze at. Numerous prestigious universities and institutions, including the world-renowned Indian Institute of Technology (IIT) Bombay, SDA Bocconi, IBS Powai and the Athena School of Management, can be found in this area.

8. Borivali 

Mumbai’s northern suburb Borivali is a residential area with many new homes. There are few areas in Mumbai that are completely surrounded by vegetation and vast mangrove belts and Borivali is one of them. For both local and outstation trains, the Borivali railway station serves as a launching pad from which to depart. Andheri, Malad, Goregaon, and Bandra Kurla complex (BKC) are just a few of the commercial and IT areas that may be reached by the Western Line of the Mumbai suburban railway network. Aside from restaurants, Borivali is home to numerous schools, colleges, and medical facilities. As a result of its excellent social infrastructure, commercial centres, and connectivity, Borivali is on its way to becoming Mumbai’s most inexpensive place to call home and  thus, regular commuting is less exhausting.

9. Kandivali

Every day someone is renting out a property in this suburban area. Located on the western line of the Mumbai Suburban Railway, Kandivali station, close to Borivali, is one of the busiest. For the elderly, homemakers and families with children, Kandivali has a wide range of services and amenities. International and domestic airports are within a short distance of one another. Kandivali is located 14 kilometres from both airports. To link the western and central suburbs, the Goregaon-Mulund Link Road goes through Kandivali. Kandivali is one of Mumbai’s more reasonably priced enclaves.

10. Navi Mumbai 

Ask any Mumbaikar and they will say that there is nothing such as the cheapest area in Mumbai. However, Navi Mumbai can end that debate at once. A rail trip of less than an hour from Mumbai’s Chhatrapati Shivaji Terminus leads one to the city of Navi Mumbai, which is often regarded as the residence of the middle class who are unable to purchase property in the city’s metropolitan area. One of its most notable features is its well-planned layout, including a plentiful supply of buildings with substantial floor areas. In recent years, lower rents paired with convenient access to Mumbai and Pune have attracted many IT, banking and financial services industries to Navi Mumbai. The mid-and upper-middle-income people of Navi Mumbai choose to live in Vashi, Belapur, and Nerul. At the same time, the lower and mid-income groups prefer to live in developing areas such as Ulwe, Turbhe, and Kamothe.

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