RGRHCL (Rajiv Gandhi Rural Housing Corporation Limited): All you need to know

[ecis2016.org] Here is everything you need to know about RGRHCL and the housing project scheme it comes out with

To provide the housing options to the socially and economically weaker sections (EWS) of the society in Karnataka, the Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) was established in 2000, as a special purpose vehicle. The authority plays an effective role in the implementation of central and state housing schemes. Here is everything you need to know about RGRHCL and the housing scheme it comes out with.

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RGRHCL: Roles and responsibilities

The authority is responsible for providing affordable housing options throughout Karnataka and promotes cost-effective building technologies in rural areas. For allotting homes to the underprivileged sections of the society, the authority creates a beneficiary list from the eligible households, approved by the local gram sabha. Those beneficiaries who wish to construct their own homes, get full assistance from the RGRHCL. The authority also helps such people through ‘Nirmithi Kendras’, for constructing modern concept homes using cost-effective technologies.

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RGRHCL: Objectives of the authority

Under the RGRHCL project scheme, the objective of this authority is three-layered:

• The first and primary goal of the authority is to provide affordable housing for the economically backward class. It also aims to ensures maximum optimisation of the RGRHCL project, which is valid throughout the state of Karnataka. This leads to the second objective of the authority.
• There is promotion and strengthening of the cost-effective techniques deployed for the building of these houses. These are specially introduced to the rural section of the state, to ensure growth and prosperity. These are better and cost-effective methods of building. Further, the Nirmithi Kendras are consolidated through the process. It is designed to help the establishment of more Kendras in the future. Nirmithi Kendras are primarily established for improving the use of advanced and proven technologies for the greater good of the people. This is likely to act as a catalyst and ensure the implementation of the best available technology, suitable for the cause.
• The third objective of the authority is to increase the transparency and the efficiency of the whole process.  The management is bettered and the optimisation of the authority is ensured through digital means, and by embracing new technologies.

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RGRHCL: Housing schemes

Basava Housing Scheme

Under the Basava Vasati Yojana, housing options are provided to homeless beneficiaries residing in rural areas. The income of the beneficiary should be less than Rs 32,000 per annum and he/she should not own any home in any part of the country. Under the scheme, the applicant gets up to 85% of the raw material for the home’s construction.

Application procedure

1. The applicants need to visit the Rajiv Gandhi Housing Corporation Limited website.
2. The applicant needs to click on the online application link.
3. Then, one has to fill up the form with the required details.
4. Upload the required documents and click on the ‘submit’ option.

How to log in

1. Go to the Rajiv Gandhi Housing Corporation Limited Website

2. Click on the log in button.

3. Enter your district and click on the submit button.

Devraj URS Housing Scheme

This scheme is for special category applicants, which includes disabled, leprosy cured, HIV-affected households, nomadic tribes, sanitation workers, people affected by riots, exploitation, free bonded labourers, widows and transgenders. The selection of the beneficiaries is done by the District Committee. Here also raw materials are provided to the applicants selected as beneficiaries.

Dr BR Ambedkar Nivas Yojana

This scheme is being implemented for both, urban and rural areas, for providing housing options to homeless families belonging to the Schedule Castes and Schedule Tribes (SC/ST). Under the scheme, the government provides Rs 1.75 lakhs as subsidy, to build/buy homes. However, the beneficiary should meet the income eligibility prescribed by the authority.

What is Ashraya Yojana?

Ashraya Yojana is an integrated project introduced by the government, with the objective of identification and rehabilitation of poor families. The scheme was launched in 2002, following the Kudumbashree initiative for identifying families that have been left out from the outreach of decentralised planning and poverty alleviation programmes. Under this scheme, gram panchayats are required to develop separate micro-projects for each identified household. The RGRHCL projects will be integrated with other plans of grama panchayats formulated on an annual basis. Funds of gram panchayats, contributions by block and district panchayats, state government funds and centrally-sponsored schemes, are combined for financing this scheme.

What are the documents required for Ashraya Yojana?

Applicants are required to provide the following documents:

• Aadhaar card
• Address proof
• Income proof
• Passport-sized photo
• Age proof

Ashraya : RGRHCL official portal

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If you wish to search for more information related to the RGRHCL housing schemes or beneficiary list, visit the Ashraya portal. The Ashraya portal lists all the upcoming and ongoing housing schemes, as well as data on completed homes under various schemes and land availability for new schemes being planned.

How to check RGRHCL beneficiary status on Ashraya portal?

Visit the Ashraya portal (click here) and select ‘Beneficiary Information’ from the top menu.

You will be redirected to a new page where you can select the district and enter the acknowledgement number, to check the RGRHCL beneficiary status.

Your application status will be visible on the screen and you will be able to track your RGRHCL beneficiary status in the beneficiary list.

How to check grant release information on Ashraya?

• Visit the Ashraya portal.
• Look for ‘Grant Release’ details, based on the urban or rural area you belong to.
• Select the year and week, along with the reference number.

• Click ‘Submit’ and the details will be visible on the screen.

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Eligibility criteria for RGRHCL housing scheme

This scheme has certain eligibility criteria that need to be met in order to be considered. They are listed below:

• The applicant for the scheme must be either a woman (whose marital is not under consideration), ex-soldier, physically challenged, senior citizen or a widow, widower.
  
• As this scheme is oriented towards the economically weaker classes, the applicant’s family should have an annual income of no more than Rs 32,000.
• The applicant should be in need of the house and not have a house in any part of the state.
• However, the applicant and their family can reside in a hut. People from destroyed houses are eligible for the scheme, as well.
• The people who have land or sites under their holdings, are eligible for the scheme too.
• The applicant should not draw the facility of any other housing schemes.

When is the ideal time for RGRHCL application?

The gram panchayat revises the list of applicants on a yearly basis. It is generally renewed in the first week of January. This makes it the ideal time to apply for the scheme. The applicants are expected to submit their applications in Form Number 1. Additionally, the news of this will be widely aired by the gram panchayat itself.

RGRHCL: How to check land availability 

Now, beneficiaries can check the land availability in the state online, on the Ashraya portal. Users can click on Land availability status and search land identified and total land available with the state/central government and private holders. The list can be downloaded as an Excel file and filtered accordingly. The data is available in tabular format and can be narrowed down to district, village, or taluk level.

RGRHCL: Latest news

Karnataka to build nine lakh affordable houses

Recently, the Karnataka government announced its plan to construct nine lakh houses in two years under different housing projects in the state. This includes five lakh houses under state housing projects and four lakh houses under central housing projects. According to the release published by the chief minister’s office, around Rs 6,200 crores will be required, to complete houses built under the state government’s Basava Housing Project, Dr BR Ambedkar Nivas Yojana, Devaraj Urs housing projects and Vajpayee urban housing project, which are under different stages of completion.

Affordable housing scheme coming soon in Bengaluru 

Soon, the urban poor in Bengaluru will be able to own a home for just Rs 5 lakhs. Under the ambitious scheme, around one lakh homes will be provided in the city. The houses will cost Rs 5 lakhs for the general category and Rs 4.2 lakhs for SC/ST beneficiaries. According to reports, the first 6,000 houses will be handed over to the beneficiaries on August 15, 2021.

The houses will be built on the 1BHK model, while 10% will be on the 2BHK model. While the 2BHK houses will be auctioned, the cost of a 1BHK house was originally fixed at Rs 10.6 lakhs. The subsidy will be provided by the union and state governments under which Rs 3.7 lakhs will be given for SC/ST beneficiaries and Rs 2.8 lakhs for the general category.

High Court seeks response on rural housing schemes

The Karnataka High Court has issued notice to the state and central governments on a PIL, seeking directions to provide housing to eligible siteless/houseless urban families. The court has issued notice to the secretaries of Ministry of Rural Development and Ministry of Housing and Urban Poverty Alleviation, Government of India, secretary, Housing Department, Government of Karnataka, managing director of Rajiv Gandhi Housing Corporation Limited, and commissioners of Backward Classes Welfare and Karnataka Slum Development Board asking about the action plan for implementing the various state and centre housing schemes for urban and rural EWS.

Kodagu flood victims finally handed over houses by Rajiv Gandhi Housing Corporation Ltd

After significant delay and missing the deadline several times, the 2018 flood victims in Kodagu district in Karnataka have finally been handed possession of houses built by Karnataka Government. In 2018 and 2019 in Kodagu, extremely heavy rains triggered by several cloudbursts had caused floods and landslides many houses were destroyed as 30% of land surface in Somwarpet and Madikeri taluks was washed away.

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The government finally in 2021 handed over the houses to 162 families. 22 houses were handed over in Biligere village and 140 in Galibeedu village. The houses have been built by Rajiv Gandhi Housing Corporation Ltd with pre-cast concrete. Around Rs 9.80 lakh has been spent for the construction of each house. The concrete-mould houses have been built according to M-20 Grade Design and the covered area is 425 sq ft. The houses have 2 bedrooms, a kitchen and a hall. Each house is earthquake resistant.

Rajiv Gandhi Rural Housing Corp Ltd and multi-storey construction

The Rajiv Gandhi Rural Housing Corp Ltd has given a contract for multi-storey building in in Bengaluru BMRDA locality to Ramky Infrastructures Ltd. Although the project will be implemented by the private company ramky, it will fall under the aegis of Rajiv Gandhi Rural Housing Corp Ltd. The project cost is Rs 493 crore. The RGRHCL project has been awarded under  ‘1 lakh multi storey Bengaluru Housing Programme” on turnkey basis.

Selection procedure by Rajiv Gandhi Rural Housing Corporation Ltd for 1 lakh multi-storey Bengaluru housing programme

The selection procedure for the one lakh affordable houses for the Economically Weaker Section (EWS) in Bengaluru, which is being built by Rajiv Gandhi Rural Housing Corporation Ltd, will be quite transparent. Here are the salient features of the selection procedure:

Selection through lottery: If the eligible beneficiaries in each village under this housing programme are more than the number of houses available in each village then the beneficiaries will be selected by Gram Sabha or Ashraya Committees through a proper lottery system. The entire selection process needs to be is video graphed.

GPS verification of the sites: Panchayat Development Officers or engineers will carry out GPS verification of the vacant sites of the selected beneficiaries since it is necessary for a beneficiary to own a site to be eligible for the selection.

Enclosure of Urban Ashraya Committee Resolution or the Gram Sabha: After GPS verification of the site is carried out, the selected beneficiaries’ name and details along with Urban Ashraya Committee Resolution or Gram Sabha’s copy has to be uploaded in the Corporation’s portal. After the verification process of the beneficiary, an approval has to be taken by the Commissioner by way of his Digital Signature.

Online approval: After approval from the commissioner, the list of the beneficiaries will be sent to the District Administration for its online approval. The District Administration can approve the list only through digital signature and then send the list to Rajiv Gandhi Rural Housing Corporation Ltd for the final approval.

Intimation through SMS: After the approval from Rajiv Gandhi Rural Housing Corporation ltd has been given, a SMS will be sent to the Implementing officers so they can know that the approval of the list of beneficiaries has been sanctioned. A SMS will also be sent to beneficiaries letting them know of their selection. All the details like bank accounts, fund release information, reasons for rejection shall also be intimated to the all the beneficiaries.

Study done on achievements of Rajiv Gandhi Rural Housing Corporation Ltd

A study conducted by Datamation Consultants Pvt Ltd for Karnataka Evaluation Authority and Rajiv Gandhi Rural Housing Corporation Ltd found out that on an average, RGRHCL is able to complete 2.3 lakhs houses per year with 2.24 lakhs in the rural areas and 0.06 lakhs in the urban areas. “The RGRHCL has done remarkably well in achieving the target of the larger housing schemes (of the State and Centre) but attention is required in the smaller schemes like the Special Category and Vajapayee Urban Housing Schemes. It is seen under urban housing scheme the achievement is only 29%.

The study also found that under Basava Housing Scheme (BHS) out of 11,743 beneficiaries surveyed, it was found that four houses were let-out on lease. Under Indira Awas Yojana (IAY), out of 9,658 beneficiaries surveyed, as many as nine houses were not occupied by beneficiaries. It was found that six homes were let-out on rent and two were let-out on lease and 1 house was even sold. Under Vajapayee Urban Housing scheme, out of the 4,994 houses, 12 were let-out on lease and one was sold out.

Poor quality of homes in rural pockets was is 0.52%. In urban areas, the poor quality of homes was 3.4%. In total, the quality of homes built in urban and rural areas was found to be satisfactory.

Rajiv Gandhi Rural Housing Corporation Limited: Contact details

For more details, applicants can reach out on the RGRHCL contact number and address:

Kaveri Bhavan, 9th Floor,

C&F Block, KS G Road,

Bangalore – 560009

Phone: 91-080-22106888, 91-080-23118888, Fax: 91-080-22247317

Email: rgrhcl@nic.in

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