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All about Axis Bank credit card and its benefits

[ecis2016.org] Axis Bank offers over 20 types of credit cards. Here’s a look at the types of cards and the benefits they offer

Axis Bank offers 23 types of credit cards, customised for different needs, ranging from Axis Bank Atlas Credit Cards to Axis Bank Signature Credit Cards with lifestyle benefits.

What are the benefits of Axis credit cards?

  • The cardholder will receive instant mobile alerts whenever they swipe their card for shopping.
  • The user will receive 50 days of interest-free period, if there are no outstanding dues left in the credit account.
  • The user can enjoy easy instalments and can pay only 5% or Rs 100, whichever is minimum, as down payments.
  • You can use your Axis Visa card on 18,000 ATMs (Automatic Teller Machines) to withdraw money.
  • You can apply for standing orders – you can link your credit cards with your debit account to pay for your outstanding credit dues.

Axis Bank credit card types

Premium credit cards

  • Axis Bank Reserve Credit Card
  • Axis Bank Magnus Credit Card
  • Axis Bank Freecharge Plus Credit Card
  • Axis Bank Select Credit Card

Feature credit cards

  • Axis Bank MY Zone Credit Card
  • Flipkart Axis Bank Credit Card
  • Axis Bank Pride Platinum Credit Card
  • Axis Bank Neo Credit Card

Co-branded credit cards

  • Axis Bank Freecharge Plus Credit Card
  • Axis Bank Vistara Credit Card
  • Axis Bank Vistara Signature Credit Card
  • Miles and More Axis Bank Credit Card

Credit cards

  • Axis Bank Reserve Credit Card
  • Axis Bank Insta Easy Credit Card

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Features of top 3 Axis Bank credit cards

Axis Bank Atlas Credit Card

You will receive 5,000 EDGE miles for the first three transactions within 60 days and one-year anniversary benefits of 10,000 EDGE miles. Moreover, you can travel lavishly by using these miles at the designated airports.

Joining Fees: Rs 5,000

Annual Fees: Rs 5,000

Eligibility criteria

  • Primary card holder age: 18 to 70 years
  • Add-on card holder age: Above 18 years
  • Salaried income: Above Rs 9 lakhs
  • Self-employed income: Above Rs 12 lakhs
  • Place of residence: India

Documents required

  • PAN Card with Form 60
  • Copy of IT returns and payslip
  • Proof of residence

Axis Bank Select Credit Card

You will receive an Amazon voucher worth Rs 2,000 on your first transaction. This transaction should be done within 90 days. You will get 20% off (up to Rs 500) on transactions of Rs 2,000 on Big Basket purchase per month. You will get 40% off (up to Rs 200) on transactions of Rs 200 on Swiggy purchases if you use the code AXIS200.

Joining fee: Rs 3,000

Annual fee: Rs 3,000

Eligibility criteria

  • Primary card holder age: 18 years to 70 years
  • Add-on card holder age: Above 18 years
  • Net income: Rs 9 lakhs per annum
  • Place of residence: India

Documents required

  • PAN card with Form 60
  • Copy of IT return or payslip
  • Proof of residence

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Axis Bank Privilege Credit Card

You will receive 10 points for every Rs 200 spent on every domestic or international flight. On activation, you will receive shopping and travel vouchers worth Rs 5,000. Moreover, you can enjoy 12,500 EDGE points on buying products using multi-brand vouchers.

Joining fee: Rs 1,500

Annual fee: Rs 1,500

Finance charges: 3.40%

Cash withdrawal fees: 2.5%

Eligibility criteria

  • Primary card holder age: 18 years to 70 years
  • Add-on card holder age: Above 18 years
  • Net income: Rs 9 lakhs per annum
  • Place of residence: India

Documents required

  • PAN card with Form 60
  • Copy of IT return or payslip
  • Proof of residence

FAQs

Can anyone apply for an Axis credit card?

No, you have to be earning at least Rs 9,00,000 per annum, to be eligible for these cards. To apply for an Axis Bank credit card, you need to be above 18 and below 70 years old.

Do we need to pay an annual fee to use Axis bank credit cards?

Yes, you need to pay an annual fee to use Axis credit cards.

Source: https://ecis2016.org/.
Copyright belongs to: ecis2016.org

Debora Berti

Università degli Studi di Firenze, IT

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