Must Knows

All about Bank of Baroda credit card net banking

[ecis2016.org] Here is all you want to know about Bank of Baroda credit cards. 

Bank of Baroda provides a wide range of credit cards, namely Easy, Select and Premier cards. 

You can pick one according to your needs and requirements. 

Eligibility for BoB credit card  

  • The candidate must be 18 years of age to apply for any Bank of Baroda credit cards. 
  • To avail of the credit card, you must be either salaried or self-employed. 

Apply for BoB credit card online 

  1. To initiate the credit card process, provide your mobile number in the credit card application form. 
  2. You will get an OTP on your mobile number. You can now check the pre-approved offers.
  3. Choose your preferred credit card and apply for it. 
  4. Next, submit the required documents to proceed with the credit card application process. 

Fees for BoB credit cards 

Joining Fee It varies from card to card. 
Finance Charges  3.49 per per cent and 41.88 per annum
Cash Withdrawal Charges  2.5 per cent of the withdrawn amount
Foreign Currency Transaction Fee 3.50 per cent of the transaction amount

Login to Bank of Baroda credit card netbanking 

Ensure that you have a BoB Credit Card login credentials before following the steps:

  • Visit the official website of Bank of Baroda. 
  • If you own a retail account, choose the option ‘Retail User’. 
  • If you have a corporate account select the option ‘Corporate User’. 
  • You will see the Login page. 
  • Enter your username and password. 

Check out : Know about Bank of Baroda IFSC code

How to change Bank of Baroda credit card netbanking password? 

  • Visit the official website of Bank of Baroda. 
  • Head to your account under the Retail User category. 
  • Visit the Security/ Privacy Settings. 
  • You can also see the option ‘Reset Sign On/ Login Password’. 
  • Enter the current password. 
  • Now, enter the new password. 
  • You will receive the OTP number on your phone. 
  • Enter the OTP number and confirm the changes. 
  • You will receive a notification on your phone after a successful password change. 

If you have forgotten the password, you can make use of the debit card. You can visit the official website and make the appropriate changes. You need to enter the card number, ATM Pin and captcha code. You will receive a notification on your phone after a successful password change. 

How to make Bank of Baroda credit card bill payment through netbanking password? 

  • Visit the Insta-Pay link
  • Enter the number of your Credit Card. 
  • Re-enter the number again to confirm. 
  • Enter the given CAPTCHA code. 
  • Type the name of the cardholder. 
  • Enter the amount to be paid. 
  • Proceed with the payment process. 
  • Complete the transaction successfully. 
  • You will receive a confirmation message on your number and email address. 

Benefits of BoB credit card 

  • The BoB credit card offers an Easy EMI option. 
  • You can also avail the free add-on cards. 
  • There are multiple redemption options available along with the credit card. 
  • The credit card holder will also receive the fuel surcharge waiver. 
  • The BoB credit card offers an in-built insurance cover.
  • You receive zero liability on lost cards. 

Check out: Know more about IFSC code 

Contact details of Bank of Baroda 

Toll free number 

1800 258 4455 / 1800 102 4455

    Bill related queries crm@bobfinancial.com

1800 103 1006/1800 225 100 

Product Information ccb@bobfinancial.com

Source: https://ecis2016.org/.
Copyright belongs to: ecis2016.org

Debora Berti

Università degli Studi di Firenze, IT

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