Must Knows

All you need to know about SBI credit card bill payment

[] Mentioned in this article is how to the SBI credit card bill

Paying your SBI credit card bill has now become very easy. Paying on time will help prevent late fee charges and also helps reduce your debt. 

You are reading: All you need to know about SBI credit card bill payment

Read also : Jaipur Vidyut Vitran Nigam (JVVNL) bill payment

SBI credit card bills can be settled both offline as well as online. Each payment method has different processing times, which you should be aware of. 

How to pay SBI credit card bill online?

Through SBI online website

You can settle your credit card bill online via the following method- 

  • Log in to the SBI portal. Click on view/pay bills, then click on Without bills.
  • Choose an SBI card as your biller
  • Click on pay. 
  • Select your SBI account number.
  • Select your payment method. 
  • Click on pay now. 
  • Click on submit.

Paying through NEFT

  • Log in to your SBI account, and add your card as a beneficiary.
  • Now enter the IFSC code to make payment 
  • Type in your 16-digit card number
  • Click on credit card payment.
  • Enter SBI CREDIT CARD-NEFT as the bank name.
  • Click on Submit.

Paying through Paynet

  • Log in using your user id and password.
  • Click on pay now.
  • Choose the amount you wish to pay.
  • Choose the mode of payment.
  • Confirm all details before you are redirected to the bank page. 
  • Make the payment.

Visa credit card pay

  • Login to the banking page and use your user id and password.
  • Select ‘Third-party funds transfer’ 
  • Select Visa credit card pay
  • Enter your details and make the payment. 
  • Click on confirm. The amount will be deducted from your bank account.

Electronic bill payment

  • Login to the bank portal where you have an account. 
  • Select SBI Card as the biller.
  • Enter all the relevant details asked for.
  • Proceed to make the payment desired.

National Automated Clearing House 

  • Download the enrollment form for the service. Fill it in.
  • Click on Service.
  • Click on My Dashboard.
  • Click on NACH
  • Now select the type of amount that should be deducted every month, i.e. total amount due or minimum amount due. 
  • Select proceed, and you will be taken to the respective page.
  • Enter the required details.
  • Choose net banking or debit card.
  • A reference number will be sent to you as a confirmation.

SBI auto debit

  • Download the form from the official website.
  • Print it out and fill in the required details. 
  • The bank will verify the details. 
  • Select the type of payment, i.e. total amount due or minimum amount due. 
  • Post the form to the official address of the SBI headquarters. 

Through debit card

  • Go to the official website and log in.
  • Enter your SBI Credit Card number for which to wish to make the payment.
  • Choose your debit card and enter the relevant details.
  • Enter your PIN and click on Confirm the payment. 

SBI credit card bill payment through mobile apps

SBI mobile app

  • Download the SBI card mobile app and log in using the relevant details.
  • Click on Pay now on the accounts summary page.
  • Type your mobile number and password. 
  • Type in the amount you wish to pay. 
  • Make the payment once you are redirected to your bank’s page. 

Paying through UPI

  • Login to your UPI app and go to the Paynet channel. 
  • Type in your credit card number and enter the details. 
  • A new customer UPI page will open up for you.
  • Enter your VPA and scan the QR code. 
  • You will be able to make the payment. 
  • A confirmation will be shown on the screen once the payment has been made.


  • Login to the YONO SBI app.
  • Click on my credit cards option.
  • Click on pay now. 
  • Choose an SBI account.
  • Initiate the payment to complete the process.


  • Under the credit card payment option, enter your credit card details.
  • Click on proceed.
  • Choose the option you wish to pay with BHIM or UPI. 
  • Click on Pay now and complete the payment.


  • Login to the app, then click on the Recharge and Pay bills option.
  • Select the Credit card bill option.
  • Enter your credit card number and click on confirm.
  • You will then be redirected in order to make the respective payment. 


  • Log in to the app.
  • Click on credit card payment.
  • Enter your credit card details.
  • Click on Go. 
  • Enter the details and click on Go.
  • Complete the payment.

Offline options to pay SBI credit card bill

Over the counter

  • Visit the nearest branch of the bank.
  • Take a pay-in-slip from the information desk.
  • Collect the acknowledgement slip from the bank.

Cheque drop box

  • Write your credit card number on the cheque.
  • Write your name and account no. on the back of the cheque.
  • Drop the cheque in the cheque box.


  • Visit the ATM. 
  • Insert the ATM card into the machine, and click on ‘services.’ Then select ‘bill pay.’
  • Enter the number of your credit card and then pay the bill.

Read also : Credit card bill payment through BillDesk

[] Read about SBI IFSC code 

Processing times of the modes of payment

Payment mode Processing time
Paynet Pay Online Instant
Online SBI Instant
National Automated Clearing House Payment gets credited on due date
Mobile Banking Instant
SBI Debit Card Instant
Electronic bill payment 3 Days
SBI Auto debit Payment gets credited on the due date
NEFT 3 Banking hours
UPI Instant
Over the counter  2 working days
Electronic drop box 4 working days
Manual dropbox 4 working days
ATM Funds transfer 2 working days
VISA Credit card 3 working days
Net banking Instant
ATM 3 working days

Customer care contact number for SBI Credit cards is – 180011211. You can contact this number in case of a wrong payment or unsuccessful payment. 

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Category: Must Knows

Debora Berti

Università degli Studi di Firenze, IT

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