Stamp duty and property registration charges in Ghaziabad

[] Discussed in this article are the stamp duty and property registration charges in Ghaziabad, the city in Uttar Pradesh that is also part of the National Capital Region (NCR)

Akin to other places in India, home buyers in Ghaziabad have to pay stamp duty and registration charges to get their property ownership registered in the government’s records. For this, they have to pay a specific percentage of the asset value as stamp duty and registration charges in Ghaziabad. Buyers must note here that stamp duty and registration charges are two different levies. While stamp duty on property is paid by the buyer to get the property transferred in his name, the registration charge is paid towards getting the paperwork done.

Stamp duty

Stamp duty on property in Ghaziabad in 2021

When compared to most states, stamp duty charges are high in Ghaziabad. Home buyers have to pay 7% of the property value as the stamp duty to the sub-registrar’s office (SRO).

Property owner Stamp duty (as a percentage of the property cost) Registration charge (as the percentage of the property cost)
Man 7% 1%
Woman 7% minus Rs 10,000 1%
Joint 7% minus Rs 10,000 1%

Stamp duty on property for women home buyers in Ghaziabad in 2021

In Uttar Pradesh, women do not enjoy as much benefit as they do in other states, as far as stamp duty payments are concerned. They are offered only a standard rebate of Rs 10,000 on their overall stamp duty liability. In the national capital of Delhi, on the other hand, the stamp duty for men is 6% while it is 4% for women.

Property registration charge in Ghaziabad in 2021

Irrespective of the gender of the party in whose name the property is being registered, the buyer has to pay 1% of the documented value of the asset as the registration charge. This means that for a property worth Rs 1 crore, the buyer will pay Rs 1 lakh as the registration charge.

Earlier, buyers had to pay only a flat fee of Rs 10,000 for properties worth up to Rs 10 lakhs and Rs 20,000 for properties above Rs 10 lakhs, as the registration fee. The 1% registration charge was imposed with effect from February 14, 2020.

[] Stamp duty and registration charges in Uttar Pradesh

Documents needed for property registration in Ghaziabad

Buyers will have to present the following documents before the SRO at the time of property registration in Ghaziabad:

  • Sale deed
  • Tax receipts
  • Copy of agreement to sale
  • Encumbrance certificate
  • Sanctioned building plan
  • Occupancy certificate

Note that this list is indicative. Depending on the nature of the transaction and the type of the property, the SRO might ask for additional documents, as well.

Possibility of stamp duty cut in Ghaziabad in 2021

In spite of several directives from the central government and industry bodies, to lower the stamp duty on property registrations (a measure applied by many states in the aftermath of the Coronavirus crisis to offer relief to developer community and to buyers), Uttar Pradesh has maintained a status quo on stamp duty rates. Considering the rates are comparatively high in Ghaziabad, there is scope for the state government to cut stamp duty in the city, which is known primarily for its affordable properties.

In 2020, the Uttar Pradesh RERA recommended that the state announce a stamp duty reduction of 2%, to encourage home buyers. However, this suggestion has so far remained unheeded.


What is the rebate that women home buyers enjoy on property registration in Ghaziabad?

Women home buyers in Ghaziabad pay 7% stamp duty on the property value, as do men. However, women buyers are offered a standard deduction of Rs 10,000 on stamp duty.

How much registration charge do home buyers in Ghaziabad pay?

Home buyers in Ghaziabad pay 1% of the property cost as the registration charge.

Copyright belongs to:

Debora Berti

Università degli Studi di Firenze, IT

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